top of page

Comprehensive Financial Planning

Whether you’re a DIYer looking for some additional insight or completely new to the financial planning process, we can help.

Our 5 step process is designed to support YOUR decision-making process.  We begin by getting to know each other and identifying your financial objectives.  Then we get organized and get to work building your financial plan.  After we complete your plan, you get choose how much help you would like to implement your plan.  

Your plan addresses the following areas of focus:

  • Establish Goals

  • Budgeting and Cash Flow

  • Debt Planning/ Management

  • Insurance Planning

  • Investment Analysis/ Planning

  • Student Loan Planning

  • Benefits Review  

  • Medicare Planning

  • Retirement Transition Prep

  • Education Planning

  • Tax Planning

  • Social Security Planning

  • Estate Planning

  • Gift Planning

How much Does it Cost

We are a "fee-only" financial planning firm.  Fee-only means that only our clients pay us.  We are not compensated by any third party for any reason. We believe in fee transparency.  We also believe in simplicity.

Cost to Build the Plan

Our process always begins by building your financial plan.  The cost to build your plan is $2,800.

Cost for Plan Implementation Support

Ongoing Implementation and Monitoring Support: $250/ month (includes annual plan updates)

Want to mostly do it on your own with some help as needed?

Cost for Ad Hoc Support: $325/ 1 hour meeting

DIYers will have access to our financial planning software and email support for 90 days after our Final Plan Review meeting at no additional cost.

Cost to Update Your Financial Plan

Every plan changes.  We can update your plan annually for $2,200 (no charge for ongoing planning clients)

We can update your plan every other year for $2,400

Fees
Our Process

So what's next?

Let's Connect

Chat Icon
  • Get to know each other

 

  • Decide if/ how we can work together to meet your objectives

Step 1: Schedule a free consultation

We’ll meet via Google Meet and get to know a little about each other.  We’ll hear more about your objectives and expectations for your experience with a financial planner.  Then we’ll review our services.

 

After that, you’ll take all the time you need to decide whether or not to move forward.

Step 2: Say "Yes!"

When you decide to move forward, you’ll receive disclosures to review, the Client Agreement to review and sign, and a short list of other tasks to accomplish so that we can get started.

Onboarding

Decision Icon
  • Review Disclosures

  • Sign Client Agreement

  • Gather documents/ information

  • Schedule Getting Organized Meeting

Cost: $500 due with Client Agreement

Checklist Icon

Get Organized

  • Gather documents and data

  • Identify Goals

Cost: $700 due at Meeting

Business IconsArtboard 3 copy 2.png

Initial Plan Review

  • Explore possibilities

  • Identify Assumptions

Cost: $700 due at Meeting

Business IconsArtboard 3 copy 3.png

Final Plan Review

  • Optimized for your preferences

  •  Implementation Recommendations

Cost: $900 due at Meeting

Step 3: Build the Plan

Building your plan is a three meeting process.  

  • First, we’ll get organized and ensure we have the information we need for the planning process.

  • During our second meeting, we’ll review one or more draft financial plans and discuss additional possibilities, appropriate assumptions, etc.

  • At the final meeting, we’ll review your plan and the recommended actions to implement your plan.

Step 4: Implement Your Plan

DIY: Implement the plan recommendations on your own.  Email and planning software support available for 90 days after Final Plan Review meeting. 

Cost: $0

Ad hoc Follow Up: Implement the plan recommendations mostly on your own.  Email and planning software support available for 90 days after each meeting. Cost: $325/ 1 hour meeting

Quarterly Meetings: We will work together to implement plan recommendations.  Includes year round financial planning advice and annual plan updates for as long as we work together.

Cost: $250/ month

Implementation Support

Pathway Icon

Choose from the following:

  • Option 1 - DIY

  • Option 2 - One Follow-up Meeting

  • Option 3 - Quarterly Meetings

Plan Updates

Plan Refresh Icon

Every Plan Changes.  Return for a plan refresh:

  • Annually

  • Every Other Year 

Step 5: Refresh your Plan

Annual Plan Updates: Recommended when life is changing quickly, when retirement is approaching (5-10 years), and when you are in retirement

Cost: $2,200

(No cost for quarterly/ ongoing planning clients)

Every Other Year Plan Updates: Recommended when retirement and other major life changes are 10-15 years away

Cost: $2,400

bottom of page